TINR TERMS OF USE
Welcome to TINR! Please read these Terms of Use and our Privacy Policy (collectively the “Terms”) carefully,as you agree that you consent to these Terms by your use of this website and TINR’s services, as described further below.

Acceptance of the Terms of Use
These terms of use are entered into by and between you and Finarch Inc. (“Company,” “TINR,” “we,” “our,” or “us” or “Finarch” or), and they govern your access to and use of TINR’s website (www.trueinr.io) and our online software platform (the “Platform”), including any content, functionality, and services offered on or through the Platform, whether as a guest or a registered user.

Please read the Terms carefully before you use the
Platform. By using the Platform, or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by reference.

If you do not agree to these Terms of Use or the Privacy Policy, do not access or use the Platform or any TINR services.

Eligibility The
Platform is only intended for adults eighteen (18) years of age and older. You are not allowed to use the Platform or provide information on it if you are under eighteen (18) years of age. The Platform is limited to users who meet the Anti-Money Laundering and Counter Terrorism Financing customer due diligence requirements outlined below.

Changes to the Terms of Use and Platform
We will likely change and update these Terms from time to time, and these changes are effective as soon as we post them on the Platform. If you continue to use the Platform following the posting of any revised Terms, you are accepting and agreeing to the changes.

We may also update the content on the Platform as
we see fit, but do not guarantee that any content is necessarily complete or up-to-date.

TINR Services
The Platform is an online environment to purchase TINR, or any other stable cryptoasset tokens (each a “TINR” and collectively “TrueCurrencies”) for Indian National Rupee and other fiat currencies, respectively. You may also redeem TINR tokens for the respective fiat currency on the Platform.

TINR are not money, legal tender, and are not monetary
instruments. They are also not stored value or currency. Once you have TINR tokens, you can trade them, keep them, or use them to pay persons that will accept your TINR tokens, or redeem them for the respective fiat currency backing the tokens on the Platform.

TINR tokens are fully backed by the currency used
to purchase them at issuance or cash equivalents or short-term government securities denominated in the same underlying currency. TINR holders can purchase or redeem tokens for their respective fiat currencies held in escrow accounts managed by our independent fiduciary network through the Platform. The Platform is only intended to facilitate such purchases and redemptions. The Company utilizes TINR’s asset tokenization smart contracts and escrow accounts managed by banks, depository institutions, or trust companies (each a “Banking Partner” and together our “Banking Partners”) in order to maintain 1 to 1 parity between TINR tokens and the fiat currencies, cash equivalents, or short-term government securities held in escrow accounts for the benefit of our users.

The Company itself does not guarantee any right of
redemption or exchange of TINR tokens for fiat currency. The Company reserves the right to refuse to issue or redeem TINR tokens, without limiting the generality of the foregoing, if any act, conduct, transaction, omission, or misrepresentation, or the party requesting the issuance or redemption, violates, attempts to violate, causes, aids, or abets the violation of any applicable laws, statutes, ordinances, or regulations; is suspected or believed to be blocked property, frozen assets, or economic resources, or the proceeds of any crime, terrorist financing, or corruption related to any person or government official under any applicable laws; or exposes the Company to sanctions, restrictions, or penalties.

No Class Proceedings
You and we agree that any party hereto may bring claims against the other on an individual basis only and not as a plaintiff or class member in any purported class or representative action or proceeding. Unless the parties agree otherwise, any adjudicator of any claim—whether judicial or otherwise—may not consolidate or join more than one party’s claims and may not otherwise preside over any form of a consolidated, representative, or class proceeding. Any adjudicator of any claim may award relief, including monetary, injunctive, and declaratory relief, only in favor of the party seeking relief, and only to the extent necessary to provide relief necessitated by that party’s claim(s). Any relief awarded cannot affect other users of the Platform or of any Services.